Checking Account

Maximum convenience

Benefits of Citibank Checking Account

Multi-Currency Options

A Citibank Checking Account allows you to manage your wealth in different currencies like SGD, USD, AUD, EUR, GBP, HKD and JPY. With a Citibank Debit Mastercard, you can make payments and withdraw cash from ATMs when you’re overseas.

Personalized Checkbook Option

Get a free personalized checkbook with a Citibank Checking Account for SGD and USD only.

24-Hour Easy access to your Current Account

You are never too far away from efficient, quick and 24-hour Citibank services. With a Citibank Checking Account, access CitiPhone Banking and Online Banking services, and manage your account on-the-go. Whether it is for a regular enquiry about the account or any banking-related query, the CitiPhone Banking service can be accessed round the clock. Citibank Online Banking services help you manage your account, make transactions, and do more wherever you are.

Issuance of Citibank ATM/ Debit Card

Instantly access cash from over 20,000 Citibank ATMs worldwide using your Citibank ATM/Debit Card. From bill payments to cash withdrawals and more, a Citibank ATM/Debit Card can help you enjoy a hassle-free banking experience.

Features of Citibank Checking Account

Non-Interest Bearing

Flexible placements

For your convenience, you can:

Deposit cash in SGD, USD, AUD, HKD and JPY at our branches

Deposit Traveler's Checks, Checks or Drafts at our branches or mail us the Checks/Drafts at our mailing address

Remit funds via telegraphic transfer or Citibank Global Transfer (CGT)

24-Hour Online Banking

For new customer
For existing Citibank IPB customer

What is a Current Account?
Who can apply for Citibank Checking Account?
What is the cash withdrawal limit for Citibank Checking Account at ATMs?
For a Citibank Checking Account, the daily cash withdrawal limit at ATMs is as below:
S$5,000 per day for Citibanking customers
S$10,000 per day for Citigold Private Client and Citigold customers

What is the minimum initial deposit to open a Citibank Checking Account?

Citibank Checking Accounts are available in multiple currencies like USD, SGD, AED, AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, NZD, SEK and ZAR. The minimum initial deposit for a Citibank

Checking Account for different currencies is mentioned in the table below:

Type of Checking Account	Minimum Initial Deposit (Personal)	Minimum Initial Deposit (Business)
US Dollar Checking Account	US$5,000	US$30,000
Singapore Dollar Checking Account	S$5,000	S$30,000
Other Foreign Currency CheckingAccounts: AED, AUD, CAD, CHF, DKK, EUR,GBP, HKD, JPY, NOK, NZD, SEK, ZAR	US$5,000(or equivalent)	US$30,000(or equivalent)

A monthly service fee of US$50 will be levied should the total relationship balance fall below the monthly average minimum balance of US$200,000 (or equivalent).

Important Notes

Foreign Currency Time Deposits

Foreign currency investments are subject to rate fluctuations, which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency investment is suitable for you in the light of your investment objectives, your financial means and your risk profile. Foreign currency investments are not insured by the Federal Deposit Insurance Corporation.

Deposit Insurance Scheme - Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Citibank full disclaimers, terms and conditions apply to individual products and banking services.

This contents of this website does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation.

Please be advised that not all products and services are available in all jurisdictions. Additionally, your country of residence may have laws or regulations that limit your access to certain products or services.